Welcome to The Lake Bank, Two Harbors and Silver Bay, Minnesota 1-888-852-2177

	Personal Banking We provide a wide range of personal banking products and services to meet the individual needs of our customers.
	Business Banking Whether large or small, your business is central to ours. We have solutions and support to meet both your short- and long-range goals.
	Mortgage Banking Our low rates, service and array of programs make buying, building or refinancing a home a reality.
	Harbor Mates Club If you love to learn and see more of the world around you consider joining the Harbor Mates Club.

FDIC deposit insurance set permanently at $250,000 per depositor. The Lake Bank is also participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. Investment Checking accounts earn a rate higher than allowed under this program, therefore, are not guaranteed above normal FDIC insurance limits.